Auto insurance can provide a critical safety net to help protect drivers from unexpected financial burdens in case of accidents or other incidents. The Metro One Insurance Agency team in Oklahoma City, Oklahoma, can help you understand your car insurance options.
Required Coverage in Oklahoma 
Oklahoma City drivers must maintain auto liability insurance to help cover financial responsibility for potential third-party injury and property damage claims after an accident.
Oklahoma’s required liability limits are low, so your agent may recommend purchasing more coverage to help provide the right amount of protection.
Uninsured/Underinsured Motorist Coverage
Oklahoma requires insurers to offer uninsured/underinsured motorist coverage. This coverage may help pay for injuries suffered by you, resident family members and passengers in a covered accident when the at-fault driver is uninsured or has coverage that won’t completely cover your damages.
Optional Car Insurance Coverage
Drivers in Oklahoma can also choose from a range of optional coverages to enhance their protection, including full coverage insurance.
Collision and comprehensive coverage may be required if you finance or lease your car. Depending on your needs, your agent may recommend tailoring your car insurance coverage to include the following:
- Collision insurance can help repair or replace your car after a covered accident, even if you were at fault.
- Comprehensive insurance may provide coverage if your car is damaged in a non-collision-related incident like a fire or storm.
- Medical payments coverage may help pay for accident-related medical expenses for you and your passengers in an accident.
- Rental reimbursement coverage may help cover a rental car while your vehicle is being repaired after a covered accident.
Shopping for Car Insurance
Work with one of our experienced Oklahoma City agents when purchasing car insurance. Our team can help you with the following:
- Compare quotes. Get quotes from multiple insurance companies to find the best rates and coverage options.
- Bundle policies. Consider bundling your car insurance with other policies (e.g., home insurance) for potential discounts.
- Review coverage limits. Ensure that the coverage limits and deductibles meet your needs and budget.
- Check for discounts. Inquire about discounts for safe driving, multi-vehicle policies, or completing driver safety courses.
Contact Metro One Insurance Agency today for personalized auto insurance quotes.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.