Experiencing the loss or damage of your home from natural disasters or accidents can lead to severe financial strain. Without insurance, covering repair costs, debris removal and other restoration expenses may be overwhelming. At Metro One Insurance Agency in Oklahoma City, Oklahoma, we have helped hundreds of clients and are committed to providing every customer with excellent service. While shopping for insurance can be challenging, our dedicated team can handle the process for you.

What Is Home Insurance?

Homeowners insurance is a policy designed to protect your home financially and insure property from potential risks and unexpected events. Coverage needs vary based on factors like the type of residence, its age, property value and location. The policy may also provide liability coverage for third-party damages, subject to the terms and limits.

Typically, homeowners insurance includes the following:

• Dwelling coverage can financially protect your home’s structure, appliances and carpets from damage. It may cover repair or rebuilding costs after a covered loss.
• Other structures coverage can help cover separate structures on your property, like sheds or garages.
• Personal property coverage may help replace belongings, such as furniture or electronics, after damage or destruction.
• Liability coverage can help cover costs if someone is injured or damaged on your premises, including medical bills, lost income and legal defense expenses.
• Loss of use coverage can help pay for additional housing and living expenses, such as hotel stays and meals, if you need to relocate temporarily due to a covered loss.

Choose Metro One Insurance Agency

Don’t leave your valuable possessions exposed to unforeseen disasters or accidents. At Metro One Insurance Agency, our dedicated team can offer customized coverage options to ensure you get the right protection at a competitive price. Contact us today or request a free quote.